Archive for May, 2014

Now You Can Take Your Health Insurance Policy to the Next Level

There are some things in the world which dont come with the guarantee and health is one of them. A person might be healthy and fit all the time, but there are chances of mishap and he can fall sick in the next moment itself. Keeping this fact in mind, a company has introduced Insurance Critical Illness. This way, you will not feel money deprived whenever you are stuck in urgency and you will always be having those extra finances who can take good care of yours in tough times.

What is Insurance Critical Illness?

If you are a living being, there will be chances of you to fall ill and there will be many sudden occasions when you might face some serious health issues. But once you are done with your insurance, you will never face any problems in future. This is an amazing policy that will ensure that whenever you need some financial help and the expenses are being blown out of the proportion, this critical illness insurance policy will surely help you out.

Some years ago, people who are suffering from heart problems, were not able to survive for more time. This happened as that person was not able to pay the hospital bills on time due to shortage of money. But now days, there are so many health insurance policies that can provide you with finance and other important benefits at the same time. This factor becomes your savour whenever you are critically ill.

What are the key benefits of having a private health policy for critical illness?

There are many policies which can surely support you in the critical time of your life. For instance, a life policy will pay you out once you die and a health policy will pay to get you treated. But none of these will pay your loans and will never come close your monthly salary. As a result, you need to do something instant. All these health policies are beneficial only when you add a clause for critical illness as well.

This clause becomes important for a person as he should not leave himself in mid way. For example, if you met with a car accident, your insurer will not take it as an illness. Thus, in this tough time Insurance Critical Illness becomes important. This way, the insurance company will pay for this unpredictable critical illness and pay out the required amount for their client. Not just this, one can add another point here which can be beneficial for disabled people. This will make your company to take care of your expenses for a lifetime.

Check out the premiums available

As of now, you must be aware of how important is Insurance Critical Illness, thus one should now take a look at the various premiums available with the company.

  • Guaranteed premiums: This is an ultimate health policy where premium will be stable and set. No matter what happens, it will not rise during the entire life of the policy. This deal is worth trying for many people who wish to assure their health.
  • Reviewable Premiums (A): Under this policy, premiums are set for a time span of 5 years. For the first five years, a person will pay the same amount. In the sixth year, the premium will get hiked. But, the amount of premium is quiet low in first five years.
  • Reviewable Premiums (B): This is a new type of policy introduced by companies just recently. Here, you will pay the premium for first 12 months and then review it for each of 12 months.

Why you need a Personal Trainer?

A Catch 22 situation!

Fitness and modern lifestyle have almost become counterproductive to each other. In the time of breakneck pace of modern routine where one has to strike a fine balance between professional and personal life, and not to forget being the “it” guy at parties, fitness ends up taking a back seat.

A person is either munching while eyes being fixed at his T.V till wee hours or bringing down the house at a night club or pitching a deal in front of the client who is sitting in another time zone. All these habits have adverse effect on one’s health both in short and in long run.

The ironical other way- Getting into a tight fitness regime is an uphill task in itself and most of us give up at the very first pitfall. So our aspirations of getting a ripped body with superior level of endurance are dashed!


A godsend asset!

In order to take care of such situations and in order to incorporate fitness in the otherwise fast-lane lifestyle of a person, a personal trainer is a godsend asset. He/she can fine tune a fitness plan for the person which will work for the person. Rather than getting bogged down by frigid workout routine, a personal trainer like a processional personal trainer in Austin analyzes what a person requires and what level of fitness is doable within a specific time. Doing so, one can set one’s eyes on reasonable personal goals without affecting other aspects of one’s life. A person trainer is one’s best chance one to weave-in a fitness regime in one’s always-on-the-feet life.

Personal Trainer

More than metal and screws!

It is a gross fallacy that lifting iron bars means comprehensive fitness. If anything, lifting metal is just a small part of one’s fitness development. The holistic fitness encompasses cardio, strength, weights and what not. Now flying solo might let you towards the half-done fitness. But under the guidance of a fitness trainer, you will have a clear path to tread on in order to get to your fitness goal.

FItness & Wellness

The much needed push!

It is not uncommon to feel overwhelmed when you start incorporating fitness in your lifestyle. The regime will drain a lot of energy and you will feel like your body is being build from the bottom up. Under these circumstances, most of us cave-in and relapse to the old habits. But with a personal trainer on watch, he/she encourages a person to push the limits and never give up. This kind of physiological support and a right push in the right direction can do wonders for a person who is struggling to cope up with the taxing fitness regime.

Adult female with personal trainer at gym.

These are some of the reasons why you should hire a personal trainer and get right to the brass tracks of fitness. Once you have the momentum going, you can build up from there to reach an advance level in a reasonable time without squandering away your time and money, all thanks to your personal trainer.

Author’s Bio – Jimmy K is a certified personal trainer and a motivational speaker who ensures that people take their fitness seriously and stick to the fitness plan under any circumstance. When not making people sweat in his gym, he loves to go biking and mountain climbing.